Carpe Diem

July 21, 2007

Investment Tips for Beginners

From the page www.associatedcontent.com

Ever wanted to start investing your money, but didn’t know how to go about it? Did you try to do some research, but found the information hard to understand? Here are some simple tips in plain English to help the beginner investor get started:

1. Pay Yourself First. The biggest mistake Americans make is not paying themselves before they pay their bills. If you don’t pay yourself first, you probably won’t at all. Start saving 10% of your paycheck each week so you can have some money to invest. It may not seem like much at first, but you have to start some where.

2. Be Divested. In other words, diversify. Make sure you have some money that you can get your hands on quickly in case of emergency. This is called short term investing. You also want some money in long term stocks. Stocks have the chance of making the highest interest. With stocks you always have the chance of losing your money. That is why you need to be balanced. So place some of your money in short term investments and some in long term investments.

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June 9, 2007

Investments for Beginners

From the page http://www.stretcher.com

Could you please do an article on where to save? I have finally gotten my budget intact, and am saving up money with every single paycheck. The problem is, I don’t know where to put the savings because I’m planning to attend college full time next year. There are several different methods to save your money out there. I’m considering mutual funds, because they seem to pay off really well, but are there maybe some alternatives that I am missing out on??
Thanks.
Scott

Scott asks a good question. After you’ve begun to accumulate some savings, what do you do with them? Although there’s no one answer that’s perfect for every reader, we can work with some ideas that will simplify matters for you.

First, you need to do what Scott has done. That is to decide what you want to happen. And ‘making more money’ isn’t an acceptable answer. You need to have some idea when you could need the money back. If you’ll need it for college next year, you’re going to be limited to investments that make it certain that your money will be there when you want it. If, on the other hand, you’re saving for retirement fifteen years down the road you can afford to take a little risk that you might even lose money in some years.

Next, consider your ability to take risk. There are two components that determine how much risk you should assume. We just looked at one, how soon will you need the money. The more time you have before you expect to need the money, the greater the risk you can take. If you don’t need the money for ten years and your investment loses money one year but gains the other nine it’s not a big deal. If, however, you’ll need the money next year you don’t have that luxury.

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May 18, 2007

Panama Real Estate

Video About Panama Real estate www.homeswaiting.com

May 15, 2007

Wise Investments. Big Profits

High Quality of living , visit www.homeswaiting.com

Panama City Real Estate investment

November 4, 2006

7 Consejos para las finanzas personales

Filed under: Economia / Economy — alojeda81 @ 3:46 am
  1. Pay yourself first. Try to put away at least 10% of your pre-tax income into a savings account. Ahorre para Ud primero. Trate de separar por lo menos el 10% de sus ingresos en una cuenta de ahorros
  2. Spend less than you earn. While this seems obvious, People are notorious for doing just the opposite. Stop spending and start saving. Gaste menos de lo que gana. Esto parece obvio, pero es notorio como hacemos lo contrario, paremos de gastar y empecemos a ahorrar . mas detalle haga click en more … (more…)

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